Terms of Service & Conditions of Use

The following describes the Terms of Service and Conditions of Use for the Pivot with AI website.

PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING OUR WEBSITE. BY ACCESSING OR USING OUR WEBSITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE OUR WEBSITE. WE MAY MODIFY THIS AGREEMENT AT ANY TIME WITHOUT INDIVIDUAL, SPECIFIC NOTICE TO YOU, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING.

OUR WEBSITE AND CONTENT ARE PROVIDED ON AN "AS IS" BASIS WITHOUT ANY WARRANTIES OF ANY KIND. OUR WEBSITE AND ITS SUPPLIERS DISCLAIM ALL WARRANTIES, INCLUDING THE WARRANTY OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES' RIGHTS, AND THE WARRANTY OF FITNESS FOR PARTICULAR PURPOSE.

Any other policies, notices, or other legal/administrative pages contained in our website are necessarily incorporated into these Terms of Service. This may include, without limitation, a DMCA Policy, Privacy Policy, Disclaimer, Copyright Notice, Anti-Spam Policy, and FTC Compliance Policy.

1. Copyright, Licenses, and Idea/User Submissions

The entire contents of our website are protected by intellectual property law, including international copyright and trademark laws. You do not own rights to any article, book, ebook, document, blog post, software, image, video, recording, or other materials viewed through our website. The posting of data on our website, such as a blog comment, does not give you any right in the data.

YOU MAY NOT MODIFY, COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE THE CONTENT IN ANY MANNER. You are granted a nonexclusive, nontransferable, revocable license to use our website only for private, personal, noncommercial reasons.

You agree to grant our website a non-exclusive, royalty-free, worldwide, irrevocable, perpetual license to reproduce, distribute, transmit, create derivative works of, display and perform any materials and other information you submit to public areas of our website.

Trademarks

Publications, products, content, or services referenced herein are the exclusive trademarks or service marks of Pivot with AI or related parties. Other product and company names mentioned may be the trademarks of their respective owners.

Links to Our Website

You may provide links to our website provided you do not change, remove, or obscure the copyright notice. Your linking source must not engage in illegal or pornographic activities. You must stop linking to our website immediately upon request.

2. Use of Our Website

You agree, acknowledge, and accept that we are not trained professionals and do not purport to render professional or expert advice in any arena. Data on our website is not intended to be, and does not constitute, legal, medical, or financial/investing advice. Your use of our website or materials linked from it is completely at your own risk.

Your Duty to Other Users

Your use of our website is for your own personal, non-commercial benefit. You must not leverage our website to mine for personal information of others - including via blog comments - for your own use or for the benefit of others. This includes, but is not limited to, spam.

Restricted Access

Access to certain areas of our website is restricted. If we provide you with a user ID and password, you must keep them confidential and you accept responsibility for all activities that occur under them. We may disable your account at our sole discretion or if you breach these terms.

Third-Party Products/Services

Except for information, products or services clearly identified as supplied by our website, our website does not operate, control, or endorse any information, products, or services on the Internet. All such information offered through our website is offered by third parties that are not affiliated with our website, and we may be compensated.

Assumption of Risk

YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF OUR WEBSITE AND THE INTERNET. OUR WEBSITE PROVIDES INFORMATION "AS IS" AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES. IT IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS, AND USEFULNESS OF ALL OPINIONS AND ADVICE PROVIDED.

Limitation of Liability

IN NO EVENT WILL OUR WEBSITE, ITS SUPPLIERS, OR ANY THIRD PARTIES BE LIABLE FOR ANY INCIDENTAL, CONSEQUENTIAL, INDIRECT OR OTHER DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, OR LOSS OF INFORMATION) ARISING OUT OF THE USE OF OR INABILITY TO USE THE SERVICE. BECAUSE SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

3. Indemnification

You agree to indemnify, defend, and hold harmless our website, its members, officers, directors, employees, agents, licensors, and suppliers from and against all losses, expenses, damages, and costs, including reasonable attorneys' fees, resulting from any use of our website or violation of this Agreement by you.

4. Term; Termination

We reserve the right to investigate complaints or reported violations of these Terms and to take any action we deem appropriate. This Agreement may be terminated by Pivot with AI without notice at any time for any reason.

5. Hiring an Investment Advisor, Attorney, or Other Professional

Choosing a lawyer, doctor, or investment advisor is a serious matter and should NOT be based solely on data contained on our website. You may send us email, but in no instance will this communication be construed as initiating an attorney-client relationship or other professional relationship.

6. Miscellaneous

Governing Law & Disputes

Any cause of action by you with respect to our website must be instituted within one (1) year after the cause of action arose or be forever waived. Any legal claim arising out of these Terms or our website (excluding intellectual property right infringement and other claims by us) shall be settled confidentially through mandatory binding arbitration per the American Arbitration Association commercial arbitration rules. All claims shall be arbitrated on an individual basis.

Severability & Waiver

Should any part of these Terms be held invalid or unenforceable, that portion shall be construed as much as possible consistent with applicable law and severability shall apply to the remaining portions. Our failure to enforce any provision shall not be deemed a waiver. Any rights not expressly granted herein are reserved to Pivot with AI.

Change Notice

As with any of our administrative and legal notice pages, the contents of this page can and will change over time. Accordingly, this page could read differently as of your very next visit. If this page is important to you, you should check back frequently, as no other notice of changed content will be provided either before or after the change takes effect.

Affiliate Disclosure

Some of the links on this website are "affiliate links." This means if you click on the link and purchase an item, we may receive an affiliate commission. Regardless, we only recommend products or services we believe will add value to our readers.